ABOUT US Meet Financial Kart.com We Design your dreams March, 2014 The establishment of our agency, with two professional loan agents, in small office in Delhi. December, 2014 Three new loan agents in our team, 500 customers! April, 2015 Moving to a new office. More than 3000 customers, great references and great view of the future!....... If you want to know more about us. please visit our website @www.financialkart.com
Designing loans and delivering dreams.Put the knowledge and experience of Financialkart Home Team to work for you. @www.financialkart.comFollow
Presenting...... THE STYLEUP SBI CREDIT CARD...!!!! @@@Rewards never go out of style...That is why, here are some unique rewards with your STYLEUP Card:***** @ STYLEUP rewards....!!! • A welcome gift of an fbb voucher* worth `500... • An anniversary gift of 2,000 bonus reward points* every year. Also get rewards worth `500 on paying your renewal fee. @FLAT 10% discount....!!! >Enjoy a round-the-year discount of FLAT 10% on fashion apparel, fashion accessories & footwear at fbb & Big Bazaar accessories & footwear at fbb & Big Bazaar. @Fuel Surcharge Waiver....!!! >Get freedom from paying the 2.5% fuel surcharge on every transaction of Rs. 500 to Rs. 3,000 >A maximum surcharge waiver of Rs. 100 can be availed per cycle on your STYLEUP Card @STYLEUP Sage....!!! >Sage is when you reward yourself with 2.5% value back, every time you shop >10X Reward Points on your spends at Big Bazaar, Standalone Fbb and Food Bazaar outlets, and on all your Dining expenditures @@@FEATURES@@@ >Cash on the go.... Withdraw cash anytime from over 1 million Visa ATMs worldwide. >Easy Bill Pay facility at zero charge.... Never miss the due date for paying your electricity, insurance, telephone and other utility bills, with the Easy Bill Pay facility on your card Give us standing instructions to make payments on your behalf every month with SBI Card Auto Bill Pay. >Flexipay... With Flexipay, convert your transactions in easy monthly installments. Make any purchase worth Rs. 2,500 or more and log on to sbicard.com within 30 days to convert it into Flexipay. >Balance Transfer on EMI... Transfer the outstanding balance on your other bank’s credit card to your SBI Platinum Card and avail a lower rate of interest and pay back in easy EMIs. >Easy Money facility... Easy Money lets you avail money just when you need it. >Global acceptance.... Your Fbb SBI STYLEUP Card is an international credit card and is accepted in over 24 million Visa outlets worldwide and over 3,25,000 outlets in India. EmI. >Empower your family... Share the power of your Fbb SBI STYLEUP Card with your family. Apply for add-on cards for your spouse, children, parents and siblings who are over 18 years of age. >Emergency card replacement... Get your Fbb SBI STYLEUP Card replaced anywhere in the world. @@@FEES@@@ >Joining fee: Rs. 499 + GST >Renewal fee, per annum: Rs. 499 + GST >Add-on fee, per annum: Nil @www.financialkart.com
@@@PRESENTING AIR INDIA SBI SIGNATURE CREDIT CAR*@@@ @@@Privileges on Air India SBI Signature Card@@@ >>>Know the benefits of Air India SBI Signature Card...... @Bon Voyage***!!! >>>Get your existing flying returns loyalty number linked to your card >>>For cardholders who are allotted new Air India flying returns loyalty number, the loyalty account will get activated only after the first flight activity with Air India @Spend More Get More****!!! >>>Enjoy anniversary gift of 5,000 Reward points every year on payment of renewal fee >>>Enjoy bonus Reward points: @Elevate Every Time you Fly***!!! >>>Get your membership upgraded to the Silver or the Golden Edge club, on annual spends of ₹ 5 lakhs and ₹ 10 lakhs, respectively >>>Reward points are converted to Air India Air Miles in 7 working days from the date of receiving the request >>>You can also redeem your Reward Points for exciting gifts and vouchers from our Shop & Smile Rewards Program and Signature Rewards program @Be our Guest at Leading Airports***!!! >>>Enjoy International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program >>>Enjoy the complimentary Visa Lounge Access Program in India at major domestic airports. @***FEATURES***@ >Lost Card Liability Cover >Access Cash Anytime, Anywhere >Fuel Surcharge Waiver >Global Acceptance >Empower your Family >Safety and Security >Easy Bill Pay Facility >Balance Transfer on EMI >Easy Money >Railway Ticket Booking >Emergency Card Replacement @***Fees***@ >>>Joining fee, one time: Up to Rs. 4,999 >>>Annual fee: Rs. 4,999 from second year onwards >>>Add-on fee, per annum: Nil @www.financialkart.com
@@@Advantages of taking a home loan@@@ >>>Buying a home is a big step. It is a source of anxiety, frustration -- and a huge sense of accomplishment. With the zooming property rates, it is difficult a buy a home through our savings entirely. Almost all of us have a to avail a home loan. Usually, a home loan is one of the biggest liabilities. Considering the huge amount and the long tenure involved, However your home loan also offers you some benefits. The below write-up highlights the advantages of taking a home loan. @Sense of accomplishment>>> Buying a home is one of the biggest financial investments you may make in your lifetime; and that's not just because of the sentimental value. The sum that most of us sink into our home does make it the largest component of our investment portfolio! @Capital Appreciation>>> For each one of us who has seen property prices boom over the last five years, the prospect of mouth-watering capital appreciation is the biggest argument for buying a home. Construction costs alone, which account for more than 70 per cent of the flat's cost, have risen at 15 per cent annually in the past decade. Rents too seem to keep up with inflation; making a home one of the few investments can shield you from inflation for the long term. @Low interest rate>>> Buying a home is a long-term decision of over a 10-year period; the interest rates may go through several up and down cycles. Therefore, you can be sure that you will benefit from falling rates at some point in the cycle. The best way to manage borrowing costs is by actively managing your home loans! That's not as difficult as it is sounds. Banks and home-loan lenders often give new borrowers much better rates than existing borrowers. During the uptick of the interest rate cycle, if your cost of borrowing increases by more than 2 percentage points, pay 0.5 per cent of the loan outstanding as processing fee (conversion charge) to your lender to avail the rates offered to the new borrowers. @Tax Benefit: Interest paid>>> As per Section 24(b) of the Income Tax Act, 1961 a deduction up to Rs. 1.5 lakh towards the total interest payable on the home loan towards purchase / construction of house property can be claimed while computing the income from house property. (The deduction stands reduced to Rs. 30,000 in case of loans taken prior to March 01, 1999). The interest payable for the pre-acquisition or pre-construction period would be deductible in five equal annual instalments commencing from the year in which the house has been acquired or constructed. @Tax Benefit: Principal Repayment>>> As per the newly introduced Sections 80C read with section 80CCE of the Income Tax Act, 1961 the principal repayment up to Rs. 1 lakh on your home loan will be allowed as a deduction from the gross total income subject to fulfilment of prescribed conditions. @www.financialkart.com
10 REASONS USE TO YOUR CREDIT CARD @@@ you can see detail below>>>>>> 1. Signup Bonuses*** The standard debit card offers zero rewards or very small rewards. Many credit cards, however, offer significant rewards when used responsibly. For example, applicants with good credit can get approved for credit cards that offer signup bonuses worth anywhere from $50 to $250 (and sometimes even more). Other cards offer up a large number of points that can be redeemed for rewards like gift cards or air travel. 2. Cash Back*** If you sign up for the right credit card, you can earn anywhere from 1-5% back on your purchases. 3. Investment Rewards*** Some cards, like the Fidelity Investment Rewards card, offer a higher rate of cash back; in exchange you must deposit your cash back directly into an investment account 4. Frequent-Flyer Miles*** It seems like every airline these days has at least one credit card available. Cardholders rack up miles at a rate of one mile per dollar spent, or sometimes one mile per two dollars spent. The price of the plane ticket you ultimately end up redeeming your miles for will determine how valuable this credit card reward is, but many frequent flyer cards are made immensely more valuable by their mileage signup bonuses - these are often enough to put you 50-100% of the way toward a free flight within a month or two. 5. Points*** Many card rewards work on a point system where you earn up to five points per dollar spent. When you reach a certain point threshold, you can redeem your points for gift cards at some stores. You can also use the gift cards as gifts, making holiday and birthday shopping simpler and less expensive. 6. Safety**** Paying with a credit card makes it easier to avoid losses from fraud. When your debit card is used fraudulently, the money is missing from your account instantly. Legitimate payments for which you've scheduled online payments or mailed checks may bounce, triggering insufficient funds fees and making your creditors unhappy. Late payments can also lower your credit score. It can take a while for the fraudulent transactions to be reversed and the money restored to your account while the bank investigates. 7. Grace Period*** When you make a debit card purchase, your money is gone instantly. When you make a credit card purchase, your money remains in your checking account until a couple of weeks later when you pay your credit card bill. Hanging on to your money for this extra time can be helpful in two ways. First, if you pay your credit card from a high-interest checking account and earn interest on your money during the grace period, the extra interest will eventually add up to a meaningful amount. Second, when you always pay with a credit card, you don't have to watch your bank account balance like crazy to make sure you stay in the black. 8. Insurance*** Most credit cards automatically come with a plethora of consumer protections that people don't even realize they have, such as rental car insurance, travel insurance and product warranties that may exceed the manufacturer's warranty. 9. Universal Acceptance**** Certain purchases are difficult to make with a debit card. When you want to rent a car or stay in a hotel room, you'll almost certainly have an easier time if you have a credit card. Rental car companies and hotels want customers to pay with credit cards because it can be easier to charge customers for any damage they cause to a room or a car this way. So if you want to pay for one of these items with a debit card, the company may insist on putting a hold of several hundred dollars on your account. Also, when you're traveling in a foreign country, merchants won't always accept your debit card as payment, even when it has a major bank logo on it. 10. Building Credit*** If you have no credit or are trying to improve your credit score, using a credit card responsibly will help your credit score because credit card companies will report your payment activity to the credit bureaus. Debit card use doesn't appear anywhere on your credit report, however, so it can't help you build or improve your credit. SO IF YOU THINK ABOUT CREDIT CARD YOU CAN VISIT ON @www.financailkart.com
@@@10 Reasons To Use Your Credit Card@@@ Personal finance experts spend a lot of energy trying to prevent us from using credit cards - and with good reason. Many of us abuse them and end up in debt. But, contrary to popular belief, if you can use a credit card responsibly, you're actually much better off paying with credit than with debit. Read more: 10 Reasons To Use Your Credit Card http://www.investopedia.com/…/10/credit-card-debit-card.asp… Follow us: Investopedia on Facebook @www.financialkart.com
****PRESENTING SBI SIGNATURE CARD****
!!!!!.....One Signature. Many Privileges......!!!!!
!!!....Discover the power of Your new Signature Card...!!!
@@@Your Signature welcomes you with an exclusive gift@@@
@*****PRESENTING SBI PLATINUM CREDIT CARD*****@ EXPERIENCE LIFE IN TRUE PLATINUM......!!!!! @Joining Fee :Rs. 2,999.....!!!!! @Welcome gift worth Rs. 2,999....!!!! @Annual Fee :Rs. 2,999......!!!! @Anniversary gift worth up to Rs. 2,999*....!!!!! @***Privileges on SBI Platinum Card Know what you would be entitled to with this card****@ @(Welcome Gift)..... >>>Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Jabong, Marks & Spencer, Westside, Shoppers Stop >>>The e- Gift Voucher code will be sent to your registered mobile number in 15 working days of receipt of request on a best effort basis* @(Accelerated Reward Points).... >>>Get 5X Reward Points on all Dining, Grocery, Departmental and International spends >>>Earn 2 Reward points for every Rs. 100 spent on all other categories. @(Spend Rewards).... >>>Get spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each >>>e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Jabong, Marks & Spencer, Westside, Shoppers Stop @(Airport Lounge Access).... >>>Get a complimentary membership to the Priority Pass program worth $99 >>>Enjoy complimentary lounge access to Visa lounges in India and abroad through Visa Airport Lounge Access program. Click here for more details @@@@FEATURES@@@@ >Renewal Gift >True Lifestyle >Cash on the Go >Fuel Surcharge Waiver >Flexipay >Balance Transfer on EMI >Easy Money Facility >Online Railway Tickets Booking >Global Acceptance >Empower your Family >Emergency Card Replacement JUST VISIT OUR WEBSITE @www.financialkart.com
ABOUT US Meet Financial Kart.com We Design your dreams March, 2014 The establishment of our agency, with two professional loan agents, in small office in Delhi. December, 2014 Three new loan agents in our team, 500 customers! April, 2015 Moving to a new office. More than 3000 customers, great references and great view of the future!....... If you want to know more about us. please visit our website @www.financialkart.com Home Loan, Car Loan, Personal Loan, Credit Card. Apply online. Get Home Loans, Car Loan, Personal Loan, Credit Card in India: Apply Online for, Low EMI, Low Interest Rate, fast Approval, Quick Disbursal. FINANCIALKART.COM
MEET OUR NEW MEMBER SimplySAVE SBI Card ****With SimplySAVE SBI Card, you get unlimited privileges**** @Extravaganza Offer.....*** Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points @10x Reward Points...* Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores and Grocery Spends On all your other spends, earn 1 Reward Point per Rs. 100 spent (4 Reward Points = Rs. 1) @0% Fuel Surcharge.....*** Get freedom from paying the 2.5% fuel surcharge at any petrol pump Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer @Spend Based Reversal...*** Get annual membership fee reversal from second year of your subscription To avail fee reversal, you need to have spent more than Rs. 75,000 on your SimplySAVE SBI Card in the previous year @Welcome Offer....**** Get Rs. 100 cash back on your first ATM cash withdrawal, if done within 30 days of receiving your card @Fees...**** Joining fee, one time: Rs. 499, Service Tax, as applicable Annual fee: Nil, if the total purchases made by you in the previous year are more than Rs. 75,000. Else, an annual fee of Rs. 499 is charged annually Add-on fee, per annum: Nil
****The American Express® Gold Card**** (1) Product Highlights Get a Welcome Gift* of 4000 Bonus Membership Rewards® Points.Earn 1000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions above Rs 1,000 every month. Added up, that's potentially 12,000 Membership Rewards® Points every yearEarn 1 Membership Rewards Points for every1Rs. 50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions1,000 Bonus Points on First Standing Instructions5,000 Bonus Points on 1st year renewalUp to 20% discount on dining (2) Annual Fee First year fee: Rs. 1,000 plus applicable taxes Second year onwards: Rs. 4,500 plus applicable taxes (3) Eligibility Criteria @Income Criteria: - More than Rs. 7 lacs per annum. @You must hold a Credit Card from American Express or any other bank @We currently issue Cards in:- Ahmedabad, Bangalore, Chandigarh, Chennai , Coimbatore Delhi/NCR, Hyderabad ,Indore, Jaipur, Kolkata , Mumbai , Pune Surat, Vadodara
**** MEET OUR NEW MEMBER AMERICAN EXPRESS***** The American Express® MakeMyTrip Credit Card Product Highlights**** Enjoy 5% cashback2 on your MakeMyTrip bookings.Get a MakeMyTrip voucher worth Rs. 2,000 on spending Rs. 1.25 lacs and an additional MakeMyTrip voucher worth Rs. 5,000 on spending Rs. 2.5 lacs, every year3Get one free Supplementary Card Annual Fee****** First year fee: Rs. 750 plus applicable taxes Second year onwards: Rs. 1,500 plus applicable taxe ELIGIBILITY CRITERIA,,,,, (1) Income Criteria: More than Rs. 6 lacs per annum. (2) You must hold a Credit Card from American Express or any other bank (3) We currently issue Cards in: Ahmedabad, Bangalore, Chandigarh, Chennai ,Coimbatore Delhi/NCR,Hyderabad,Indore, Jaipur, Kolkata, Mumbai, Pune, Surat, Vadodara,